Dave Ramsey’s radio show and his book “The Total Money Makeover” were my first introduction to personal finance. His content exposed me to stories of regular people achieving incredible results; it gave me hope that one day I could be one of them too. Dave’s famous Baby Steps was the first framework I followed to […]
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Every single car we have owned we have bought with cash. To be honest, that wasn’t the plan when I dreamed of buying my first vehicle; I just got denied for the first (and only) car loan I applied for. Back then, 2006 to be exact, we weren’t putting much thought on our finances. Thinking […]
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When we were little, we use to ask each other “what would you do if you win the lottery?” ALL the time. It was the dream we all shared; it was THE WAY we will become millionaires one day. “I will buy a mansion” “I will end world hunger” “I will invest some and buy an island” […]
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It is well known that our perceptions deeply influence our behaviors. If we have a negative view of wealthy people then it becomes much more difficult to become one. In the same manner, adopting frugality as part of our daily life won’t be easy if we perceive it as being the same as being stingy […]
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As the start of our FI journey is fresh, I wanted to reflect on our prior decisions and habits that helped our finances as well as those that didn’t. Even when we were clueless about money, we made some smart moves earlier on that we would certainly make again. However, there were also plenty of […]
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